Frequently Asked Questions
- Who are we?
Cash Cow Pawn started here in Cumming, GA in January 2016. But we have been in the Pawn industry for over 25 years with high quality customer service while providing short-term collateral loans when people need us and purchasing items from people when they want the most cash.
- Why Cash Cow Pawn?
At Cash Cow Pawn, we strive to be your go to pawn shop. Being understanding with a positive attitude is a better way of doing business. We are different by exceeding customer expectations. Beginning with our inviting atmosphere, to the friendly attitude of our personnel, to the care in handling our customers’ valuables, you will see and feel the Difference. The Difference is the value we place in our customers. Our customer service will bring you back time and time again.
- Where is Cash Cow Pawn Located?
We are conveniently located approximately 1 mile from downtown Cumming. Located on the corner of Canton Hwy and Sawnee Dr.(next door to Chevron gas station)
- Do you have a set value you assign for certain items?
We look at every item individually. We assess the item and assign a loan value based on key factors about the item; such as the market value and condition.
- What is the difference between buying and getting a pawn loan?
When we buy or purchase an item, you simply sell the item to us for immediate cash money.
When you take out a loan, we secure your items until you pay back the loan. Loan terms are 30 days – you can pick up the loan anytime within the 30 days by paying the principle + the interest of the money borrowed – OR – You can simply pay the interest to extend the loan term another 30 days.
- My item has already been appraised – will I get the same value when I sell or get a loan?
The short answer is no, but we invite you to bring in your appraisal for useful information. Now the long answer: generally speaking, most appraisals are written for insurance purpose replacement value. This is often a full retail, inflated value that is way above the current resale value. We appraise items based on current market previously owned value and recent sales of similar items.
- Do I need an appointment?
Absolutely not! We do suggest calling in advance in case you have something we may not typically purchase, or a rare find, or something that may need additional research or specialists. But for most circumstances, walk-ins are always welcome!
- Does Cash Cow Pawn charge for appraising my items when buying or loaning?
NEVER! There is no obligation to sell or get a loan on your items. We simply give you a value we feel comfortable buying or loaning, and it is up to you to accept the offer!
- I don’t like how pawn shops are portrayed in the media, should I be nervous about leaving my valuables?
Absolutely not! Your items are secured and insured while with us. Your valuables never leave the premise unless you pick them up or you default and at that point they become our property. We are a family owned and operated business and our reputation means everything to us.
At Cash Cow Pawn, we offer a variety of services and inventory, and we value our relationships with both our customers and our community. We are committed to providing the best customer service.